My daughter Elizabeth recently graduated from college and in a couple of weeks will begin her first “real” non-temporary job. For the first time in her life, Elizabeth will be able to sign up to participate in an employer retirement …
Funding Real Estate into Your Trust Not as Simple as a Quit Claim Deed
You have your trust. You felt pretty good having it done. But then you were told that your trust will not work the way you want it and avoid probate unless you fund it. But what is this funding and …
Protect Yourself From Medicare Fraud
There has been a lot a talk lately in the news about Medicare fraud. But how do you protect yourself? Before we can talk Medicare fraud, we have to discuss Medicare. Medicare is federal major medical insurance program principally for …
Is Your Home an Asset or Liability
Home ownership, the American dream, or is it? Last month, we discussed how many seniors are simplifying their lives and downsizing their homes, oftentimes foregoing home ownership altogether to become renters. The Federal Reserve recently reported that the increasing real …
Savvy Saving for Yourself
You have worked hard all your life. You scrimped and saved. You sacrificed to provide for your family. The kids are out of the house and on their own. You have saved a tidy sum. You do not seem to …