You may have spent your hard-earned savings on one or more deferred or variable annuities. The likelihood is that they were sold to you as an “investment”. If you are like most annuity purchasers, what you were not told is …
You Are Not Responsible for Deceased’s Debts
We regularly get calls from the family of a deceased who left nothing but debts. The spouse or kids believe that they are responsible for the debts of their deceased loved one. They begin to get hounded by the bill …
Medical and Mental Health Care Decision Making For Your Young Adult Child
It is the graduation season and now time again for my annual column for young adults. If you have any adult high school or college aged children, do you know who can make their medical and mental health care decisions …
More Out-of-Home Living Options
This past week, I had another client who was a caregiving spouse who entered the hospital. She was trying to keep her husband out of the nursing home by caring for him at home and she was the one who …
Senior Housing Options Numerous
The last several weeks, we have been discussing getting care assistance in your own home. Since you have raised your family in your home and spent most of your adult life there, you had planned on living there until you …