Articles

Giving the Gift of Life

How would you like to save someone’s life? You can and it is not difficult. You can become an organ and tissue donor. You as an individual organ and tissue donor can save the lives of eight people and enhance …

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Your Most Important Assets

What are your most important assets? What assets do you want to leave your children or other beneficiaries that they can have and use the rest of their lives? How do you want to be remembered? What will be your …

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Long-Term Care Insurance-Why

Should you buy long-term care insurance? That is a complicated question that is not easy to answer. But before you can even start to answer that question, you have to know what long-term care insurance is. Long-term care insurance is …

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Do It Yourself Plans & Bad Advice Can Wreak Havoc

If you are like 70% of Americans, you have no formal estate plan. However, after receiving free advice from others, you may have attempted a do-it-yourself estate plan using joint ownership, beneficiary designations and/or quit claim deeds. Although this advice …

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MI DNR Act

You or your loved one may have a do-not-resuscitate (“DNR”) order. A DNR order is a document that sets forth your wishes of no resuscitation or other heroic measures in the event your heartbeat or breathing stops. In such a …

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Beware the Annuity Peddler

You may have invested some or all of your nest egg in annuities. Are you aware of all of the terms and conditions of your annuities? Do you know the cost to you when the time comes that funds are …

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Trust Protectors to the Rescue

So you have named your children as your successor trustees of your trust, the personal representative in your will or your financial power of attorney. You may have named your oldest child first as your financial agent because you think …

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Buying a Used Vehicle

Some people are new car people. Some people are used car people. I have only purchased three new cars in my life. The last new car I bought was in 1995, when I bought a brand spanking new Saturn SW2 …

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