Your business or practice is going strong. You are making a comfortable living. When was the last time that you thought about what would happen to the business when you are no longer running it. Whenever you get into a …
Articles
Life Insurance – Why
Do you have life insurance? If so, you are with 59% of Americans who have life insurance. But that means 41% of Americans have no life insurance at all, according to industry statistics. Industry group LIMRA reports that the number …
Protecting Your Assets From Your New Spouse
You are single again after the death of your first spouse. Or maybe you are divorced. Now you have met someone and have fallen in love, again, and are getting married for the second, or third, time. You have accumulated …
Power of Attorney Key to Nursing Home Care Spend Down
You have worked hard your entire life. You have saved up a nice little nest egg for yourself, so you can use it if you need it. You’ve even had your own estate plan set up, including a will, financial …
How to Leave an Inheritance to your Spouse
If you are you married and you plan on leaving anything to your spouse when you are gone, you have lots of options. There are many ways to leave an inheritance to your spouse. If you are not currently or …
Recognizing the need for assistance
Things just aren’t the same anymore. Going up and down the stairs is a lot slower these days. Using a grabber is a lot easier to use than trying to bend down and pick things up off the floor. Going …
Employer Support for Caregiving Employees
“There are only four kinds of people in this world. Those who have been caregivers, those who are caregivers, those who will be caregivers, and those who will need caregivers.” Rosalynn Carter, Former First Lady The U.S. Department of Labor …
Shackup Agreement
You have decided to move in with your partner. You have a committed relationship that may even have been blessed by your church, but for a variety of reasons, you will not be married. It could be that you are …
Survivors Not Responsible for Deceased’s Debts
Although I have written about this before, it bears repeating. With the economy faltering, creditors are looking for ways to minimize their losses. It seems that they have stepped up efforts going after people who have no legal obligation to …
November Savvy Save Millions in Estate & Gift Taxes in 2012
Especially with the presidential election this year, you have probably been hearing about the “temporary” Bush tax cuts that were implemented in 2001 and are scheduled to expire January 1, 2013. In 2012, tax rates are near historic lows. However, …