You and your spouse go on a cruise for your honeymoon or major anniversary. It is a wonderful trip through the Caribbean. At one of your ports-of-call, you have a few hours for a land excursion. You decide to go …
Articles
February Federal Estate Tax is a Voluntary Tax
You probably have not heard a lot of talk about the Federal estate tax lately. The most likely reason is that in our current estate tax system, your estate will only be subject to Federal estate tax if your taxable …
Unclaimed Property in Michigan
Have you ever received notice from your bank saying you haven’t had a deposit or a withdrawal out of that account in a number of years and if you do not do a transaction soon, they will consider that a …
Feb Savvy Federal Estate Tax is a Voluntary Tax
You probably have not heard a lot of talk about the Federal estate tax lately. The most likely reason is that in our current estate tax system, your estate will only be subject to Federal estate tax if your taxable …
Getting Yourself Out of Credit Card Debt
You have that big long to-do list, also called your honey-do list. You want to start tackling things, so you go after the easiest ones first. Then you can check them off your list and that gives you a sense …
Elder Financial Abuse
According to the experts, financial abuse of the elderly is rising, even to epidemic proportions. When you hear of elder financial abuse, you may think of unscrupulous home improvement contractors, phony investment schemes or internet scams. However, it is reported …
Small Estates Avoid Probate
Aunt Bessie died and all she left was a bank account in her own name with about $18,000 in it. Her will said that you were to get everything. So you take the will to the bank to get the …
Keeping Track of Your Valuables
You have accumulated a lifetime worth of stuff. That stuff could include jewelry, furniture, knick-knacks, collectibles and the like. You may even know what is valuable and what is not. If something happened to you and you weren’t around to …
Hospice a Choice for End of Life Caregiving
There are many decisions to be made when imminent death is approaching for a loved one. Questions regarding what type of care, medical assistance and even physical location for their last days confront us. If care at home has been …
Financially Train The Kids
As parents, our job is to prepare our children to be self supporting and self sufficient. The time to start is when they are young, when you can instill in them, good financial habits. If you are like most parents, …