You may be a younger adult. If you are like most young adults, planning for your retirement is one of farthest things from your mind. Planning for your disability, death or other catastrophe is even farther from your mind. It …
Articles
Survey
When you purchased your home, you probably did not get a stake survey of your property. Most likely, you had what is called a mortgage survey. But do you know the difference and what protections each would afford you? The …
Medicare Part C Where’s the Advatage
Since it began in 1965, Medicare has provided a basic level of health insurance for the vast majority of seniors. That system evolved into Medicare Part A, which includes hospitalization and rehabilitative care after hospitalization and Part B, which includes …
Be Careful With Your Contribution
Tis’ the season to be jolly. Tis’ also the season for charities to be seeking your dollars. However, there are a whole lot more charities out there that are asking you for money than to which you could reasonably donate. …
New 1099 Reporting Requirements
Starting January 1, 2011, record keeping for rental property owners will become a little more complicated. Then starting January 1, 2012, all businesses, including rental property owners, will have an increased reporting burden. There are two new reporting requirements. The …
Medicare Alphabet Soup
If you are over the age of 65, you usually will have a red, white and blue Medicare card. However, do you understand the alphabet soup of Medicare Parts A, B, C and D? The original Medicare, and prior to …
More Out-of-Home Living Options
In prior columns we have discussed various living arrangements both in and out of your home. But what if you cannot live alone and need 24 hour personal care, protection or supervision, but do not need the care provided by …
Medicare Enrollment Starts November 15
If you are over the age of 65, it’s that time of year to review your Medicare plans. Once a year from November 15 through December 31, those eligible for Medicare have the option to change existing Medicare Part D …
Housing Options Numerous
You currently live in your own home. Although you can get along alright, things are not as easy as they used to be. You cannot climb up that ladder anymore to clear the leaves out of the gutters. Even simple …
Moving In With The Kids
You can no longer live on your own and you have decided to move in with one of your children. Before you move in with your child, you should have discussions with them regarding the living arrangements. If your child …