Are you over age 60? Many studies have found a measurable slow-down in physiological systems, both physical and mental, after age 60. Studies have also shown that seniors often believe that they are doing things as well or better than …
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Pay for Long-Term Care Expenses with Life Insurance
Do you have long-term care insurance? If so, has your premium stayed the same, or increased? If you do not have long-term care insurance, have you decided against it because of the cost? Or maybe you never got around …
Should You Consider Long-Term Care Insurance?
According to an AARP survey, 43% of 65 year old persons will spend time in a nursing home. Of those, 55% will spend more than one year in a nursing home and 21% will stay more than five years. And …
Keeping Senior Loved Ones Safe At Home
Mom or Dad or Auntie still lives at home on their own. However, you see them slowing down. They can’t get up and down the stairs like they used to. In these situations, you may not think that your senior …
Keeping Secrets May Not Be the Wisest Thing To Do
If you are like most people, you like to keep things private. Nobody needs to know what you own, how much you make or how much you pay in taxes. Or do they? A lot of people try to do …
When Do You Pull the Plug?
If you were being kept alive artificially after becoming mentally and physically incapacitated permanently, would you like your loved ones to be able to make decisions for you? Would you like the artificial life support to be withheld or withdrawn …
Thinking About Hanging Up the Car Keys?
The number of older drivers on the road is increasing. According to the AAA Foundation for Traffic Safety, the percentage of drivers over 65 will likely increase from about 16% today to over 25% by 2025.But just because you are …
Have Medical Directives Available When You Need Them
You have done your estate plan, including your medical directives. Of all your legal documents your medical directives are the only ones that you may need access to quickly in an emergency. It has been reported in the Journal of …
New Help for After-Hospital Care
After a hospital stay and when back at home, have you ever felt lost about what to do? You were told by the doctor, nurse and/or discharge planner something, but you do not remember exactly what it was. You were …
Best Practices if Nursing Home a Possibility
Not too long ago in this column, we discussed downsizing and simplifying your personal and financial life. The reasons you may want to do so is to make life easier for you and your loved ones. A smaller home or …