Last week, we discussed your options when you are married and only one of you is in a nursing home. Medicaid rules are very different when you are both in a nursing home or you are single and in a …
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Spouse in a Nursing Home
Your spouse is in a nursing home. You are paying out $6,000 or more per month for their care. You have been told that you can only keep ½ of your combined assets and have to spend down the rest …
Taking Care of Mom or Dad at Home
Mom or Dad can no longer live on their own and you have decided to take them into your own home to live with you. Your home doesn’t have enough room so you decide to add a bedroom and a …
Divestment Penalties
As we have discussed in prior columns (6/13/10 and 6/20/10), you have to spend down your excess assets before Medicaid will pay for your nursing home expenses. In order to spend down excess assets and qualify for Medicaid, I often …
Medicaid and Your Home
You or your spouse is in a nursing home. You have spent down your assets on nursing home care except for your home. Will you be able to keep your home? The answer is a qualified, maybe. There are certain …
Medicaid and Nursing Home Spend Down
You have probably heard that you have to spend down all of your assets on nursing home costs to a mere $2,000 before Medicaid will pay for your nursing home care. Often what you are not told is those assets …
Vitamins and Mineral Supplements Are Important for Seniors
Research has discovered that as we age, our diets and our need for dietary supplements become more. Doctors are increasingly concerned about boosting the levels of vitamins and minerals that we need as we grow older. As most people get …
Elder Abuse Summit
You have probably heard in the news about cases of elder abuse and financial exploitation. When you hear of elder financial exploitation, you may think of unscrupulous home improvement contractors, phony investment schemes or internet scams. According to law enforcement …
Social Security Question
When it comes to learning about Social Security, there is a lot to know — so you may find yourself full of questions. If you have a question, visit Social Security’s frequently asked questions page at HYPERLINK “http://www.socialsecurity.gov” www.socialsecurity.gov. Just …
Elder Financial Abuse
As the economy sinks in Michigan, financial abuse of the elderly is rising. The number of cases of financial exploitation of the elderly investigated by the Department of Human Services has nearly quadrupled since 2000. When you hear of elder …