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Protecting Special Needs Loved Ones

You may have a special needs child or other loved one who is developmentally disabled and/or legally incapacitated. Since his or her birth, you have been the primary caregiver. Have you thought about what would happen if you could no …

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I’m A Trustee – What Do I Do Now?

You may have been named as successor trustee of Mom or Dad’s trust. Do you really know what that entails? Do you know what your obligations are? As a successor trustee, your primary duty is to preserve and protect the …

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Retirement Plan Options

There are lots of different types of retirement plans out there. Among others, there are IRAs, 401(k)s, 403(b)s, 457(b)s, TSAs, and pensions. What are they? What do they do? And how are they taxed? Today, we will discuss the most …

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Retirement and Second Careers

You have retired from your job of 30+ years. However, you are still young and have quite a few years left for working. Working for yourself is something you have always wanted. And you have found the perfect business for …

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Pay Me Now or Pay Me Later

When you are doing your estate plan, there are costs all along the way. There are costs to implement your plan. When circumstances change, there are costs to update your plan. If you do not update your plan when needed, …

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Your Pet’s Life Without You

You have a pet. Fifi your French poodle or Puff your cat has become part of your family. You may have a horse or two, a bird or even a lizard. You couldn’t imagine what life would be like without …

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Charitable Gift Options

You have decided to set up an endowment for your favorite charity or as a memorial to a loved one. You would like to leave a legacy so that your gift keeps on giving. The principal would stay invested and …

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Do You Know Your Beneficiary

Over half of Michiganders have done no estate planning. You may still have a plan, but you may have not written yourself. You may have done your own mini estate plan with beneficiary designations or joint ownership. This may have …

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