You want your children or grandchildren to be successful. You want them to be self sufficient. You want them to have a good start in life and you think college is one way to do it. But college is expensive. …
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Financially Train The Kids
As parents, our job is to prepare our children to be self-supporting and self-sufficient productive members of society. The time to start this preparation is when they are young, when you can instill in them, good financial habits. If you …
Who Should You Trust
This past week has been a busy one for attorneys from the State Bar of Michigan Elder Law and Disability Rights Section and the Probate and Estate Planning Section. Last Wednesday, 182 attorneys gave presentations to seniors and their loved …
EP Drafting State & EP Docs When You Move
You may spend your summers in Michigan. In the colder months, you then head south to a warmer state such as Arizona or Florida. You have your will, financial power of attorney, healthcare power of attorney and maybe a trust. …
Beware the Annuity Peddler
You may have invested some or all of your nest egg in annuities. Are you aware of all of the terms and conditions of your annuities? Do you know the cost to you when the time comes that funds are …
Buying a Used Vehicle
Some people are new car people. Some people are used car people. I have only purchased three new cars in my life. The last new car I bought was in 1995, when I bought a brand spanking new Saturn SW2 …
Protecting Unmarrieds Shackup Agreement
You and your partner have been living together for years, maybe even decades. You have a committed relationship that may even have been blessed by your church, but for a variety of reasons, you will not be married. It could …
Younger Adults Need Planning Too
You may be a younger adult. If you are like most young adults, planning for your retirement is one of farthest things from your mind. Planning for your disability, death or other catastrophe is even farther from your mind. It …
Survey
Last week we discussed buying a home. When buying a home, an issue which should be addressed is verifying which real estate you are getting with the purchase. One of the best ways, if not the best way, to exactly …
Buying a Home
You may be looking to buy a new home. A common mistake many people make after finding a home they like, is to sign a purchase agreement, also called an offer to purchase, and then bring the signed agreement to …