Articles

Shackup Agreement

You have decided to move in with your partner. You have a committed relationship that may even have been blessed by your church, but for a variety of reasons, you will not be married. It could be that you are …

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Your Most Important Assets

What are your most important assets? What assets do you want to leave your children or other beneficiaries that they can have and use the rest of their lives? How do you want to be remembered? What will be your …

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IRA Charitable Rollover

Under current law, if you are age 70½ or older, you are permitted to donate up to $100,000 from your IRAs to public charities without having to count the distributions as taxable income. This important charitable giving incentive, however, expires …

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Separate Trust Offer More Benefits

I am occasionally asked why I usually prepare separate trusts for married couples instead of a joint trust. The reason is very simple, it is what most of my clients want. Once I explain all the benefits and burdens of …

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DiVersify With Real Estate

You have your CDs, stocks, bonds and mutual funds. You now want to diversify more. Real estate is one good way to diversify your investment portfolio. There are some real deals out there in the current bargain market. Just like …

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Tools To Help You Decide When to Retire

These days, everyone is taking a new look at their finances, and no one is looking more closely than the millions of baby boomers who are nearing retirement age. While some boomers expected to retire at one of the traditional …

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Medicare Enrollment Starts November 15

If you are over the age of 65, it’s that time of year to review your Medicare plans. Once a year from November 15 through December 31, those eligible for Medicare have the option to change existing Medicare Part D …

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Who’s In Charge of the Funeral

Mom has died. Dad cannot agree on the funeral arrangements with the kids and none of them agree with the pre-paid funeral plan that Mom has set up. If the family cannot agree then who does the funeral home listen …

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Flesh Out Your Financial Skeleton

As Halloween hovers on the horizon, the most frightening prospect for some adults has nothing to do with ghosts or goblins. Rather, it’s their scary lack of preparation when it comes to retirement planning. I suggest a new activity: fleshing …

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