Articles

Medicare Part C Where’s the Advatage

Since it began in 1965, Medicare has provided a basic level of health insurance for the vast majority of seniors. That system evolved into Medicare Part A, which includes hospitalization and rehabilitative care after hospitalization and Part B, which includes …

Read More

Medicaid Eligibility-Top 8 Mistakes

1. Thinking it’s too late to plan.

 It’s almost never too late to take planning steps, even after you have moved into a nursing home. It does not matter whether you are single or married, have $40,000 in assets or …

Read More

Staggering Your Retirement

You may have retired but your spouse has not. The Center for Retirement Research indicates only 20% of couples retire in the same year and that 50% still have one spouse working two years after the other spouse has retired. …

Read More

Essential Estate Planning Documents

Many people think of estate planning as death planning. However, estate planning also includes lifetime planning which would be making sure that you are taken care of in the event you became incapacitated and also that your property is taken …

Read More

Caregivers In The Home

Mom or Dad are still at home but they can’t take care of themselves. Mom or Dad want to stay in their home. Mom or Dad need assistance but the question is, who is going to give them assistance? It …

Read More

Unraveling the Mysteries of Annuities

You may have invested some of your nest egg in an annuity. Annuities can be useful tools as part of a diversified investment portfolio. However, you may be unaware of the terms and conditions of your annuities, especially when the …

Read More

Keeping Mom & Dad Safe At Home

Mom or Dad still live at home, however you see them slowing down. Mom or Dad can’t get up and down the stairs like they used to. In these situations, you may not think that Mom or Dad is old …

Read More

Retirement Plan Distributions

You may have a traditional or rollover IRA or other retirement accounts. The funds that are held inside these retirement accounts have not been taxed and grow (hopefully) income tax free. You are taxed on the retirement funds only when …

Read More

I’m A Trustee What Do I Do Now

You may have been named as successor trustee of Mom or Dad’s trust. Do you really know what that entails? Do you know what your obligations are? As a successor trustee, your primary duty is to preserve and protect the …

Read More