Articles

What If The Estate Has More Debt

What if Mom or Dad has died and they have really racked up the debts? In order to pay the bills, they took out home equity loans or charged up thousands or tens of thousands of dollars on their credit …

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Health Care Powers

Have you ever thought about who would make your medical or mental health treatment decisions if you could not because of incapacity due to an accident, illness or injury? You probably have thought about it, but have you done anything …

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What Do We Do With The Car

Have you ever thought about what is going to happen with the family car after your death? The answer is the typical legal answer, depends; and I am not talking about the kind you wear. If your car is in …

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Incapacity and Financial Powers of Attorney

Have you ever thought about what would happen to your real estate, bank accounts, investments and other property (your “stuff”) if you could not take care of them because of incapacity due to an accident, illness or injury? How would …

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Medicare Part C Where’s the Advatage

Since it began in 1965, Medicare has provided a basic level of health insurance for the vast majority of seniors. That system evolved into Medicare Part A, which includes hospitalization and rehabilitative care after hospitalization and Part B, which includes …

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Medicaid Eligibility-Top 8 Mistakes

1. Thinking it’s too late to plan.

 It’s almost never too late to take planning steps, even after you have moved into a nursing home. It does not matter whether you are single or married, have $40,000 in assets or …

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Staggering Your Retirement

You may have retired but your spouse has not. The Center for Retirement Research indicates only 20% of couples retire in the same year and that 50% still have one spouse working two years after the other spouse has retired. …

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Essential Estate Planning Documents

Many people think of estate planning as death planning. However, estate planning also includes lifetime planning which would be making sure that you are taken care of in the event you became incapacitated and also that your property is taken …

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Caregivers In The Home

Mom or Dad are still at home but they can’t take care of themselves. Mom or Dad want to stay in their home. Mom or Dad need assistance but the question is, who is going to give them assistance? It …

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Unraveling the Mysteries of Annuities

You may have invested some of your nest egg in an annuity. Annuities can be useful tools as part of a diversified investment portfolio. However, you may be unaware of the terms and conditions of your annuities, especially when the …

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