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More Out-of-Home Living Options

This past week, I had another client who was a caregiving spouse who entered the hospital. She was trying to keep her husband out of the nursing home by caring for him at home and she was the one who …

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Hiring Non-Family Caregivers in the Home

In last week’s column, we discussed “hiring” family members to come to the house to take care of Mom or Dad when they are unable to care for themselves. The rules for hiring family members as caregivers are very complicated …

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Follow Rules When Hiring Family Caregivers

Earlier this year, we discussed recognizing the need for assistance with caregiving and avoiding caregiver burnout. When Mom or Dad are no longer able to live on their own or maybe they just don’t want to live in their own …

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Protect Yourself From Medicare Fraud

There has been a lot a talk lately in the news about Medicare fraud. But how do you protect yourself? Before we can talk Medicare fraud, we have to discuss Medicare. Medicare is federal major medical insurance program principally for …

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Healthcare Issues

In your estate plan, if you are like most people, you want to make sure that you are in control while you are alive and well, that you and your loved ones are provided for when you are not so …

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Spouse in a Nursing Home

Last week, we discussed family-friendly Medicaid options if you are single and nursing home bound. In that instance and if you have the proper estate planning documents in place, the Medicaid rules allow you to save about half of your …

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Half a Loaf is Better than None

Last week, we discussed caregiving options with modest estates. But what if you have saved more than the national average of $35,000. Is there anything that you can do to protect those assets for you and your loved ones in …

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Living Arrangement Options Small Estates

You have worked hard all your life. You also have tried to save, but some financial emergency usually came up. You did not save as much for retirement as you wanted to put aside. Unfortunately, you are not alone. According …

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