If you are over the age of 65, it’s that time of year to review your Medicare plans. Once a year from November 15 through December 31, those eligible for Medicare have the option to change existing Medicare Part D …
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Housing Options Numerous
You currently live in your own home. Although you can get along alright, things are not as easy as they used to be. You cannot climb up that ladder anymore to clear the leaves out of the gutters. Even simple …
Moving In With The Kids
You can no longer live on your own and you have decided to move in with one of your children. Before you move in with your child, you should have discussions with them regarding the living arrangements. If your child …
Medical Treatment in the Home
The past couple of weeks we have been discussing caring for seniors in their own homes. But what if you need additional medical services that a non-medical in-home caregiver can provide? Let’s say for example, after a hospitalization, you need …
Hiring Caregivers In The Home
Last week we discussed family members coming in to take care of Mom or Dad in their home when they are unable to care for themselves. I have known some family members who have quit their jobs just so they …
Mom or Dad Can’t Live on their own Anymore
Mom or Dad are no longer able to live on their own or maybe they just don’t want to live in their own home anymore. There are lots of options for Mom and Dad that are short of going into …
Spouse in a Nursing Home
Your spouse is in a nursing home. You are paying out $6,000 or more per month for their care. You have been told that you can only keep ½ of your combined assets and have to spend down the rest …
Taking Care of Mom or Dad at Home
Mom or Dad can no longer live on their own and you have decided to take them into your own home to live with you. Your home doesn’t have enough room so you decide to add a bedroom and a …
Divestment Penalties
As we have discussed in prior columns (6/13/10 and 6/20/10), you have to spend down your excess assets before Medicaid will pay for your nursing home expenses. In order to spend down excess assets and qualify for Medicaid, I often …
Vitamins and Mineral Supplements Are Important for Seniors
Research has discovered that as we age, our diets and our need for dietary supplements become more. Doctors are increasingly concerned about boosting the levels of vitamins and minerals that we need as we grow older. As most people get …