Are you over age 60? Many studies have found a measurable slow-down in physiological systems, both physical and mental, after age 60. Studies have also shown that seniors often believe that they are doing things as well or better than …
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Pay for Long-Term Care Expenses with Life Insurance
Do you have long-term care insurance? If so, has your premium stayed the same, or increased? If you do not have long-term care insurance, have you decided against it because of the cost? Or maybe you never got around …
The Parts of Medicaid
Tomorrow October 15, 2018 starts the Medicare Annual Open Enrollment Period. Now is a good time to learn more about and better understand Medicare. You have been seeing a lot of Medicare advertising recently. Most all of the …
2019 Medicare Annual Enrollment Starts October 15, 2018
It’s fall and the time of year to review your Medicare coverages. The Medicare Annual Open Enrollment Period will soon be upon us. The Medicare Annual Open Enrollment Period has remained the same this year as the last several years, …
Common Questions about Nursing Home Medicaid Eligibility
You have spent an entire life accumulating your assets. Nursing home admission is imminent or already has happened. You do not know what to do. The nursing home said that because you are single, you only can keep a home, …
Should You Consider Long-Term Care Insurance?
According to an AARP survey, 43% of 65 year old persons will spend time in a nursing home. Of those, 55% will spend more than one year in a nursing home and 21% will stay more than five years. And …
Keeping Senior Loved Ones Safe At Home
Mom or Dad or Auntie still lives at home on their own. However, you see them slowing down. They can’t get up and down the stairs like they used to. In these situations, you may not think that your senior …
Medicare Annual Enrollment Starts October 15
It is the time of year again to review your Medicare coverages. The Medicare Annual Open Enrollment Period will soon be upon us. Several weeks ago, we discussed Medicare Parts A, B, C & D. The Medicare Annual Open Enrollment …
Understanding Medicare
Starting September 15 and through the 21st, you will be seeing a lot of advertising for National Medicare Education Week. Most of the advertising will be by insurance companies providing private insurance versions of Medicare. The education week was created …
Keeping Secrets May Not Be the Wisest Thing To Do
If you are like most people, you like to keep things private. Nobody needs to know what you own, how much you make or how much you pay in taxes. Or do they? A lot of people try to do …